Small Business Insurance
Casualty Express was developed as a dedicated small business solution to address the needs of our broker partners providing comprehensive coverage and an expedited rate, quote, bind and issue process.
What Makes Verus Casualty Express E&S Insurance Different?
For small businesses, excess and surplus (E&S) insurance plays a vital role in helping safeguard against unforeseen risks and uncertainties. That’s why we created Casualty Express — your comprehensive and rapid small business solution.
Casualty Express Coverage Solutions
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Annual revenues up to $1.5MM
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Offering limits up to $5MM
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Automatically provides Blanket Additional Insured wording for:
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Ongoing and Completed Operations (CG 20 10, CG 20, 37)
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Primary and Non-Contributory (CG 20 21)
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Waiver of Subrogation (CG 24 04)
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Tailor your policy with options for pollution, subsidence, employee benefits liability (EBL)
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Available in all states except New York
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Per occurrence deductible provided on most risks
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Height allowance up to 5 stories or 5
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New residential work on townhomes, condos or tract housing up to 10 units
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New residential construction: Coverage available for custom homes and homes built on spec
Target Accounts
- Boiler Inspections
- Carpentry (commercial or residential height)
- Carpentry (interior)
- Carpentry (framing - residential)
- Communication equipment installation
- Concrete
- Conduit
- Demolition work (3 stories or more)
- Demolition work (under 3 stories)
- Drilling
- Driveway
- Drywall/wallboard
- Electrical work within buildings
- Electrical apparatus - install, service or repair
- Excavation
- Fencing
- Flooring
- General contracting
- Grading of land
- Handyperson
- HVAC
- Insulation work
- Irrigation or drainage system construction
- Landscaping
- Machinery or equpment install, service or repair
- Masonry
- Metal erection - non-structural
- Metal erection - structural
- Painting (exterior)
- Painting (exterior, greater than 3 stories)
- Painting (interior)
- Plumbing - commercial
- Plumbing - residential
- Prefabricated building erection
- Sewer mains
- Siding
- Sign erection
- Swimming pools
- Telephone or cable/television construction
- Tile
- Water mains
- Waterproofing
- Welding
- Wrecking
How to Access Casualty Express
Casualty Express is an online platform accessible to our appointed brokers through our Verus Broker Portal. To access, click on the Broker Portal link at the top of this page.
Let’s Get Started
Our team is standing by and ready to create the E&S insurance solution that meets your unique needs.